If you are interested in buying a home your real estate agent will likely want you to get pre-approved. To issue a mortgage pre-approval letter we will check your credit history, verify your income with paystubs and/or tax returns and verify that your cash position (assets) are sufficient to close the loan and comply with any reserve requirements.

Often real estate agents prefer to work with a buyer who has a pre-approval as it demonstrates that they are well-qualified to receive financing and are serious about buying a home.

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