4 mortgage application options
Choose from 3 mortgage application options depending on your immediate needs. If at any time you would like to speak to a friendly mortgage expert please call us on
If you are interested in buying a home your real estate agent will likely want you to get pre-approved. To issue a mortgage pre-approval letter we will check your credit history, verify your income with paystubs and/or tax returns and verify that your cash position (assets) are sufficient to close the loan and comply with any reserve requirements.
Often real estate agents prefer to work with a buyer who has a pre-approval as it demonstrates that they are well-qualified to receive financing and are serious about buying a home.
Remember though, any actual eligibility to receive the pre-approved loan depends on the terms and conditions of the pre-approval and ability to secure the loan before the pre-approval expires. Just click the Start Here Button.
Pre-qualification is a simple, initial step, in the mortgage application process.
You supply New Florida Mortgage with your debt, income and assets information. After evaluating this information, we give you an idea of the mortgage amount you may qualify for. Please be aware that pre-qualification does not include an analysis of your credit report; we simply ask you for your credit score.
As pre-qualification is based only on the information you provide, it doesn’t carry the same weight as being a pre-approved.
You have a lot to think about when you’re shopping for a mortgage so get a mortgage credit report early to save you time and potentially avoid problems later. Information on your credit report can impact how any potential lender may view your creditworthiness, and it can also influence the loan terms you’re offered.
Get started with your mortgage credit report application to save time later. New Florida Mortgage enable you to request your own credit report right here just by clicking on the Start Here Button.
*If you are requesting a Pre-Approval letter to present to your real estate agent or home seller you will need to have a mortgage credit report available for evaluation.